Should I buy PLDT stock in 2025?

Is PLDT stock a buy right now?

Last update: May 27, 2025
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P. Laurore
P. LauroreFinance expert

PLDT Inc. (PSE: TEL) stands as the Philippines' largest fully integrated telecommunications provider, currently trading at approximately ₱1,278.00 per share with an average daily trading volume of around 86,500 shares. Despite posting a modest decline of -9.36% over the past year, PLDT continues to demonstrate resilience, underpinned by stable core income and consistent subscriber growth in fiber broadband and enterprise ICT solutions. Notable recent events include Maya, PLDT’s digital banking arm, reaching profitability for the first time—signaling successful diversification beyond traditional telco operations and reinforcing optimism regarding future earnings streams. The broader market sentiment remains constructive, with investors attracted by PLDT’s high dividend yield (7.59%) and attractive P/E ratio (8.78). While current technical indicators highlight near-term cautiousness, long-term fundamentals remain robust. As the telecommunications sector pivots to digital services and Fiber-to-the-Home, PLDT’s leading infrastructure footprint and widespread network coverage offer tangible competitive advantages. Consensus from over 28 national and international banks targets a price of about ₱1,661, reflecting a prudent outlook on both growth and value. For Philippine investors seeking exposure to a resilient, dividend-yielding telecom leader, PLDT remains a compelling consideration amidst sector transformation.

  • Market-leading fiber and mobile network coverage across the Philippines.
  • High and sustainable dividend yield at 7.59%, among the highest in the PSE.
  • Diversification into digital banking and data centers shows accelerating revenue growth.
  • Attractive valuation with P/E ratio below 9, indicating potential undervaluation.
  • Stable core income and resilient cash flow despite industry headwinds.
  • Competitive pressure in wireless segment may cap short-term earnings momentum.
  • Legacy revenues (voice/SMS) in structural decline, requiring continued digital execution.
PLDTPLDT
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  • Market-leading fiber and mobile network coverage across the Philippines.
  • High and sustainable dividend yield at 7.59%, among the highest in the PSE.
  • Diversification into digital banking and data centers shows accelerating revenue growth.
  • Attractive valuation with P/E ratio below 9, indicating potential undervaluation.
  • Stable core income and resilient cash flow despite industry headwinds.

Is PLDT stock a buy right now?

Last update: May 27, 2025
P. Laurore
P. LauroreFinance expert
  • Market-leading fiber and mobile network coverage across the Philippines.
  • High and sustainable dividend yield at 7.59%, among the highest in the PSE.
  • Diversification into digital banking and data centers shows accelerating revenue growth.
  • Attractive valuation with P/E ratio below 9, indicating potential undervaluation.
  • Stable core income and resilient cash flow despite industry headwinds.
  • Competitive pressure in wireless segment may cap short-term earnings momentum.
  • Legacy revenues (voice/SMS) in structural decline, requiring continued digital execution.
PLDTPLDT
0 Commission
Best Brokers in 2025
4.2
hellosafe-logoScore
PLDTPLDT
4.2
hellosafe-logoScore
  • Market-leading fiber and mobile network coverage across the Philippines.
  • High and sustainable dividend yield at 7.59%, among the highest in the PSE.
  • Diversification into digital banking and data centers shows accelerating revenue growth.
  • Attractive valuation with P/E ratio below 9, indicating potential undervaluation.
  • Stable core income and resilient cash flow despite industry headwinds.
PLDT Inc. (PSE: TEL) stands as the Philippines' largest fully integrated telecommunications provider, currently trading at approximately ₱1,278.00 per share with an average daily trading volume of around 86,500 shares. Despite posting a modest decline of -9.36% over the past year, PLDT continues to demonstrate resilience, underpinned by stable core income and consistent subscriber growth in fiber broadband and enterprise ICT solutions. Notable recent events include Maya, PLDT’s digital banking arm, reaching profitability for the first time—signaling successful diversification beyond traditional telco operations and reinforcing optimism regarding future earnings streams. The broader market sentiment remains constructive, with investors attracted by PLDT’s high dividend yield (7.59%) and attractive P/E ratio (8.78). While current technical indicators highlight near-term cautiousness, long-term fundamentals remain robust. As the telecommunications sector pivots to digital services and Fiber-to-the-Home, PLDT’s leading infrastructure footprint and widespread network coverage offer tangible competitive advantages. Consensus from over 28 national and international banks targets a price of about ₱1,661, reflecting a prudent outlook on both growth and value. For Philippine investors seeking exposure to a resilient, dividend-yielding telecom leader, PLDT remains a compelling consideration amidst sector transformation.
Table of Contents
  • What is PLDT?
  • How much is PLDT stock?
  • Our full analysis on PLDT stock
  • How to buy PLDT stock in PH?
  • Our 7 tips for buying PLDT stock
  • The latest news about PLDT
  • FAQ

What is PLDT?

IndicatorValueAnalysis
🏳️ NationalityPhilippinesLeading telecom provider with nationwide network reach and substantial market share.
💼 MarketPhilippine Stock Exchange (PSE: TEL), NYSE (PHI)Dual listing provides access to both local and international investors.
🏛️ ISIN codeUS69344D4088US-based ISIN reflects its ADR listing on the NYSE for global accessibility.
👤 CEOManuel V. PangilinanLong-tenured leader, bringing strategic stability and proven industry experience.
🏢 Market cap₱274.61 billion (~$4.87 billion)Large cap status in PH, but modest by global telecom peer standards; room for growth.
📈 Revenue₱53.4 billion (Q1 2025, gross)Revenue up 2% YoY, supported by strong fiber and data demand.
💹 EBITDA₱27.9 billion (Q1 2025)EBITDA margin stable at 52%, showing strong operational profitability.
📊 P/E Ratio8.78Attractive valuation; stock offers income and upside for long-term investors.
🏳️ Nationality
Value
Philippines
Analysis
Leading telecom provider with nationwide network reach and substantial market share.
💼 Market
Value
Philippine Stock Exchange (PSE: TEL), NYSE (PHI)
Analysis
Dual listing provides access to both local and international investors.
🏛️ ISIN code
Value
US69344D4088
Analysis
US-based ISIN reflects its ADR listing on the NYSE for global accessibility.
👤 CEO
Value
Manuel V. Pangilinan
Analysis
Long-tenured leader, bringing strategic stability and proven industry experience.
🏢 Market cap
Value
₱274.61 billion (~$4.87 billion)
Analysis
Large cap status in PH, but modest by global telecom peer standards; room for growth.
📈 Revenue
Value
₱53.4 billion (Q1 2025, gross)
Analysis
Revenue up 2% YoY, supported by strong fiber and data demand.
💹 EBITDA
Value
₱27.9 billion (Q1 2025)
Analysis
EBITDA margin stable at 52%, showing strong operational profitability.
📊 P/E Ratio
Value
8.78
Analysis
Attractive valuation; stock offers income and upside for long-term investors.

How much is PLDT stock?

The price of PLDT stock is rising this week. As of today, PLDT trades at ₱1,278.00 per share, recording a 24-hour gain of +0.55% (+₱7.00) but down by -1.67% over the past week. The company holds a market capitalization of ₱274.61 billion, with an average 3-month daily trading volume of about 86,460 shares.

MetricValue
P/E Ratio8.78
Dividend Yield7.59%
Stock Beta0.71
P/E Ratio
Value
8.78
Dividend Yield
Value
7.59%
Stock Beta
Value
0.71

PLDT currently offers a P/E ratio of 8.78, a strong dividend yield of 7.59%, and a stock beta of 0.71, indicating lower volatility than the broader market.

Despite recent short-term dips, its attractive income potential and resilient market position remain appealing for Philippine investors seeking stability and dividends.

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Our full analysis on PLDT stock

Having undertaken a rigorous review of PLDT Inc.’s latest quarterly results, examined the stock’s trajectory over the last three years, and integrated data-driven insights from a blend of proprietary financial, technical, and competitive analyses, a nuanced but compelling picture emerges. Our methodologies reveal a balance between resilient fundamentals and evolving market dynamics that warrant a closer look. So, why might PLDT stock once again become a strategic entry point into the Philippine telecommunications and technology sector in 2025?

Recent Performance and Market Context

PLDT (PSE: TEL, NYSE: PHI) stands today at ₱1,278.00 per share—closer to the lower end of its 52-week corridor (₱1,200.00–₱1,624.00)—reflecting a year-to-date easing (-9.36%) but significant stability relative to sector volatility. Of particular note, the stock has recently recovered modestly (+0.55% in the last trading session), while showing resilience across a challenging mid-term context (only -6.37% over six months, outpacing the lows of regional peers).

In the larger macro context, 2025 is shaping up as a favorable year for infrastructure-driven telecom names in the Philippines. Strong demographic drivers, a government push on digitalization, and rising demand for both fiber broadband and cloud services are translating into robust, secular tailwinds. PLDT’s importance as the network backbone for the nation continues to be underscored by its role in supporting enterprise digitization, fintech expansion, and a renewed emphasis on resilient connectivity across underserved regions.

Recent positive events include:

  • Fiber-only revenues up 7% YoY, further cementing PLDT’s leadership in this high-growth segment.
  • Digital banking arm Maya achieving profitability, with core contributions materializing ahead of many regional competitors.
  • Rising data and broadband utilization, now accounting for 85% of service revenues and driven by ongoing 5G device/adoption momentum.

In context, this combination of strong operational delivery and clear sectoral support appears to set the stage for renewed investor confidence.

Technical Analysis

A detailed technical assessment highlights that PLDT is at a potentially pivotal juncture. The stock’s Relative Strength Index (RSI) sits at 35.3—approaching oversold territory, offering an early technical sign that downside momentum may be waning, and renewed accumulation could emerge. The Stochastic Oscillator is even more pronounced at 7.1, indicating a deeply oversold condition, which historically has preceded bullish reversals in mainstream telcos.

Meanwhile, the 5-day moving average rests at 22.5, with medium- and long-term moving averages (20/50/100 days) coalescing around 23.0–23.2, and the 200-day average slightly lower at 22.3. This technical consolidation, near a strong support floor of ₱1,230, suggests a market approaching capitulation, with immediate resistance overhead at ₱1,300. Should broader sentiment turn, any decisive breach of ₱1,300 could rapidly trigger technical buying programs, setting up a favorable risk/reward profile.

Trend-following indicators, such as the MACD (-0.2), have flagged bearish momentum, largely in line with the market’s reaction to short-term earnings volatility. However, the oversold conditions favor the emergence of buyers, especially for those seeking to enter ahead of catalyst events or as the technical picture improves.

Fundamental Analysis

Despite recent headline softness, the underlying fundamentals demonstrate enduring strength and value. Q1 2025 results underscore stable service revenue growth (+2% gross, +1% net YoY), robust EBITDA margins at an industry-leading 52%, and notable outperformance in strategic segments:

  • Fiber-only revenues up 7% to ₱14.7 billion, reflecting both increased subscriber reach (3.47 million) and sustained ARPU growth.
  • Enterprise ICT/digital services, including data centers, posted a 37% surge in colocation revenues, addressing explosive demand as Philippine enterprises modernize operations.
  • Fintech arm Maya posted its first-ever quarterly profit, contributing ₱127 million—a sign of successful diversification and scaling.

Even as legacy revenue streams (e.g., voice/SMS) steadily decline, PLDT’s rapid shift toward data-centric products (now 85% of total revenue) positions it for long-tail growth, which is further amplified by high barriers to entry (the largest fiber network nationally, reaching almost 19 million homes and 97% of the population via Smart's 5G/4G).

MetricValue
P/E Ratio8.78
Dividend Yield7.59%
Dividend Policy60% of core earnings
P/E Ratio
Value
8.78
Dividend Yield
Value
7.59%
Dividend Policy
Value
60% of core earnings

Valuation metrics reinforce the investment case: At a P/E of 8.78, the stock trades at an attractive discount to both the local index and regional telco comps, even as it offers a remarkable dividend yield of 7.59%, with a well-articulated policy (60% of core earnings) that provides meaningful income support alongside upside potential.

In short, PLDT’s combination of scale, diversified revenue streams, strong operating cash flow, and brand leadership solidly underpin its investment merits.

Volume and Liquidity

Average daily trading volume stands at 86.46K shares, ensuring healthy liquidity for investors of virtually any size and reflecting sustained institutional conviction even through recent volatility. The public float of 90.01 million shares is conducive to dynamic re-rating, allowing for price formation that accurately reflects improved operating performance or the realization of upcoming catalysts.

Volume trends also indicate that, despite recent softness, there is no sign of capital flight or distress-driven selling—suggesting patient buyers are likely accumulating at current levels in anticipation of a broader sector recovery and company-specific inflections.

Catalysts and Positive Outlook

Several powerful catalysts are poised to shape a positive outlook for PLDT as 2025 unfolds:

  • Ongoing Fiber Expansion: Continuing investments in fiber infrastructure, with significant market share gains and rising customer penetration, create sustained tailwinds.
  • 5G and Data Center Growth: Smart’s 5G platform observed 81% growth in data traffic and a 60% jump in 5G device usage quarter-on-quarter. Data center revenues (through VITRO Inc.) soared 37%, targeting the structural upsurge in cloud adoption and digital transformation.
  • Fintech Profits: Maya’s profitability unlocks cross-selling synergies and introduces new, higher-margin revenue streams outside traditional telco pressures.
  • ESG Leadership: Goal-oriented environmental programs and robust cybersecurity efforts not only de-risk the business but increasingly appeal to institutional capital and sustainability-focused investors.
  • Macro and Regulatory Environment: Favorable digitalization policies, resilient national consumption, and supportive regulation foster a backdrop where the incumbent’s scale is a key competitive advantage against Globe and DITO.

Collectively, these drivers signal potential for structural earnings uplift and a re-rating of the stock, even as short-term noise abates.

Investment Strategies

The unique combination of technical and fundamental factors presents several potential entry strategies for different investor horizons:

  • Short-Term Tactical Entry: For active traders, the proximity to technical support (₱1,230) and deeply oversold RSI/Stochastic conditions suggest a tactical buying window, especially as rebound signals emerge. Positioning near current levels or in response to bullish reversal candlesticks may allow capture of a mean-reversion trade toward the ₱1,300–₱1,340 zone.
  • Medium-Term Swing Positioning: Investors eyeing a 6–12 month horizon can take advantage of current discounted valuation and strong dividend coverage to accumulate shares ahead of anticipated Q2/Q3 catalysts: further Maya fintech growth, continued broadband customer acquisition, and normalization in the competitive landscape.
  • Long-Term Core Holding: For those seeking growth with income, PLDT’s dominant infrastructure, resilient cash generation, and leadership in digital transformation provide a pathway for compounding returns—with interim dividends (currently ₱47 per share) providing significant yield enhancement.

In sum, whether seeking technical rebound opportunities, medium-term inflection points, or a blue-chip anchor in the Philippine technology sector, PLDT appears to offer a differentiated risk/reward profile.

Is It the Right Time to Buy PLDT?

Synthesizing both the short-term and long-term dimensions, PLDT seems to represent an excellent opportunity at current levels. Key strengths include:

  • Highly attractive valuation (P/E 8.78) and above-average yield (7.59% dividend), insulating downside while keeping upside open.
  • Market-leading fiber and 5G infrastructure, cementing its role as the nation’s digital backbone and fueling continued data/broadband revenue expansion.
  • Operational diversification (fintech, data centers) that mitigates legacy headwinds and opens new paths for sustainable growth.
  • Strong technical support near lows and multiple technical signals suggesting a potential reversal from oversold conditions.

Sectoral catalysts—ranging from fintech momentum to policy support and digital adoption—suggest the groundwork is in place for a renewed bull phase in Philippine telecommunications. While risk factors remain (notably capex intensity and market competition), the fundamentals justify renewed attention for investors seeking growth, stability, and elevated income within a dynamic, digitally driven Philippine market.

In summary, PLDT’s shares currently offer what appears to be an optimal combination of value, growth potential, and defensive attributes, making this an ideal time for investors to seriously consider positioning themselves for the next wave of sector innovation and market leadership. For those willing to look beyond recent volatility, PLDT stands out as a compelling gateway into the future of Philippine connectivity and technology-driven growth.

How to buy PLDT stock in PH?

Buying PLDT stock online is both simple and secure when you invest through a regulated broker in the Philippines. Investors typically choose between spot (cash) buying of shares—becoming a direct shareholder, or trading Contracts for Difference (CFDs) to speculate on PLDT’s price movements with leverage, without owning the underlying shares. Both methods are accessible with just a few clicks once your account is set up. To help you choose the right platform, you’ll find a broker comparison further down this page.

Cash buying

When you purchase PLDT shares with cash (also known as spot buying), you become a direct shareholder on the Philippine Stock Exchange (PSE: TEL) and are entitled to dividends and voting rights. Brokers usually charge a fixed commission per order, typically around ₱20–₱50, plus a small percentage of the trade value—overall, expect fees of about ₱100–₱150 per ₱1,000 stake.

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Example

If the PLDT share price is ₱1,278 and your investment amount is ₱57,800 (about $1,000 at $1=₱57.80), you can buy approximately 45 shares. With fees of around ₱300 (about $5), your total cost is ₱58,100.

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Gain scenario

If PLDT's share price rises by 10%, your shares are now worth ₱63,580 (45 × ₱1,405.80). That's a gross gain of ₱5,780 (about $100), or +10% on your initial investment, not counting taxes or further fees.

Trading via CFD

CFD (Contract for Difference) trading allows you to speculate on PLDT’s share price movements without actually owning the stock. Instead, you enter a contract with your broker based on the price change of PLDT shares. CFDs typically incur fees such as the spread (the difference between buy and sell price) and an overnight financing charge if you hold positions open for more than a day.

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Example

Let’s say you open a CFD on PLDT with $1,000 (₱57,800) at 5x leverage, giving you exposure to ₱289,000 ($5,000) worth of PLDT stock.

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Gain scenario

If the PLDT stock rises by 8%, your position gains 8% × 5 = 40%. This means your $1,000 stake turns into $1,400, a gain of $400 (excluding spread and overnight fees).

Final advice

Before investing, it’s essential to carefully compare brokers’ fees, trading conditions, and support—these can have a significant impact on your returns. Your choice between spot buying and CFD trading should align with your investment goals: cash buying suits those seeking long-term growth and dividends, while CFDs are geared to short-term strategies and leverage. To make an informed decision, use the broker comparison tool further down the page to find the platform that best fits your needs.

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Our 7 tips for buying PLDT stock

📊 Step📝 Specific tip for PLDT
Analyze the marketReview PLDT’s recent stock performance, including its high dividend yield and stable core income, while noting current short-term downtrends.
Choose the right trading platformSelect a PSE-accredited broker with user-friendly online access and reasonable fees, allowing you to easily buy PLDT (TEL) shares in pesos.
Define your investment budgetDecide how much to invest based on your risk tolerance; PLDT offers income stability but consider diversifying across other Philippine stocks.
Choose a strategy (short or long term)For long-term investors, PLDT’s dividends and essential services create steady returns. Short-term traders should consider technical signals around support at ₱1,230.
Monitor news and financial resultsStay updated on PLDT’s financial reports and news about its fiber, fintech, and enterprise segments, as these are key growth drivers.
Use risk management toolsSet stop-loss orders around the support level and consider position-sizing to limit potential losses, especially if volatility increases.
Sell at the right timeConsider taking profits when PLDT nears resistance (around ₱1,300) or if upcoming news could impact the stock’s outlook.
Analyze the market
📝 Specific tip for PLDT
Review PLDT’s recent stock performance, including its high dividend yield and stable core income, while noting current short-term downtrends.
Choose the right trading platform
📝 Specific tip for PLDT
Select a PSE-accredited broker with user-friendly online access and reasonable fees, allowing you to easily buy PLDT (TEL) shares in pesos.
Define your investment budget
📝 Specific tip for PLDT
Decide how much to invest based on your risk tolerance; PLDT offers income stability but consider diversifying across other Philippine stocks.
Choose a strategy (short or long term)
📝 Specific tip for PLDT
For long-term investors, PLDT’s dividends and essential services create steady returns. Short-term traders should consider technical signals around support at ₱1,230.
Monitor news and financial results
📝 Specific tip for PLDT
Stay updated on PLDT’s financial reports and news about its fiber, fintech, and enterprise segments, as these are key growth drivers.
Use risk management tools
📝 Specific tip for PLDT
Set stop-loss orders around the support level and consider position-sizing to limit potential losses, especially if volatility increases.
Sell at the right time
📝 Specific tip for PLDT
Consider taking profits when PLDT nears resistance (around ₱1,300) or if upcoming news could impact the stock’s outlook.

The latest news about PLDT

PLDT maintains robust dividend yield and stable financial health amid challenging market environment.
Over the last week, PLDT has demonstrated its resilience as a core Philippine telecommunications provider, holding a substantial dividend yield of 7.59% and an attractive price-to-earnings (P/E) ratio of 8.78, according to official financial reporting as of May 27, 2025. Despite modest declines in share price over the short- and medium-term (-1.67% for the week, -6.37% in six months), the company continues to adhere to its dividend policy, disbursing ₱47.00 per share and maintaining financial stability, which remains appealing for local income-seeking investors.

Fiber and data-driven revenues continue to rise, underscoring PLDT’s strategic transition and revenue mix improvement.
PLDT’s operational update for Q1 2025 confirms a 7% year-on-year increase in fiber-only revenues, reaching ₱14.7 billion, as well as a 2% uptick in overall data/broadband revenues, which now constitute 85% of service revenues. This highlights the ongoing transformation from legacy services to high-growth digital infrastructure, reinforcing PLDT’s leading position in the Philippine broadband market and supporting future revenue stability and expansion.

PLDT’s Maya fintech subsidiary achieves profitability, accelerating diversification and digital financial services growth.
The most recent quarterly disclosures reveal that Maya, PLDT’s digital banking and fintech arm, has posted a profit for the first time, contributing ₱127 million to the company’s core income in Q1 2025. This milestone marks a significant step toward diversifying PLDT’s earnings base beyond traditional telecommunications, capturing the growing demand for digital financial solutions in the Philippines and strengthening long-term growth prospects.

Enterprise and data center services show substantial momentum, reflecting demand for digital transformation across Philippine businesses.
PLDT’s enterprise segment reported steady performance, generating ₱11.9 billion in net service revenues for the quarter, with its VITRO Inc. subsidiary posting a remarkable 37% increase in colocation revenues. This reflects heightened demand for ICT services and secure data infrastructure, further positioning PLDT as the primary enabler of digitalization for Philippine enterprises and signaling ongoing growth in high-value business services.

Network expansion and ESG commitments fortify PLDT’s brand leadership and sustainability credentials in the local market.
Within the past week, PLDT has reaffirmed its leading network coverage, now passing 18.76 million homes and reaching 97% of the population with its 5G/4G network. Concurrently, recent ESG initiatives, including biodiversity policies and the scaled “Be Kind. Recycle.” program, underscore PLDT’s commitment to sustainable operations and corporate citizenship—an increasingly important factor for institutional and retail investors in the Philippines.

FAQ

What is the latest dividend for PLDT stock?

PLDT currently pays a dividend, with the most recent amount declared at ₱47.00 per share in February 2025. This continues the company’s commitment to distributing at least 60% of core earnings as dividends. With a dividend yield of 7.59%, PLDT remains highly attractive for income-focused investors. The payout reflects both stable core profits and a longstanding policy of rewarding shareholders even amidst market volatility.

What is the forecast for PLDT stock in 2025, 2026, and 2027?

Based on recent prices, the projected end-of-year values for PLDT stock are approximately ₱1,661 for 2025, ₱1,917 for 2026, and ₱2,556 for 2027. These estimates reflect a positive long-term growth scenario that aligns with robust industry trends, strong fundamentals such as a low P/E ratio, and PLDT’s ongoing efforts in fiber broadband and digital banking expansion.

Should I sell my PLDT shares?

Holding onto PLDT shares may be appropriate, especially as the stock trades at a compelling valuation and offers a significant dividend yield. The company demonstrates resilience through its wide-reaching telecom network, diversified business model, and strong historical performance. Continued investment in fiber, digital services, and a focus on core profitability suggest mid- to long-term growth potential for patient investors.

How are PLDT stock dividends and capital gains taxed for investors in the Philippines?

In the Philippines, cash dividends from PLDT shares are generally subject to a 10% final withholding tax for individuals. Capital gains from selling PLDT shares traded on the PSE are not taxed, but a stock transaction tax of 0.6% applies to the selling price. These rates are standard, and PLDT shares are eligible for these taxation rules just like other PSE-listed securities.

What is the latest dividend for PLDT stock?

PLDT currently pays a dividend, with the most recent amount declared at ₱47.00 per share in February 2025. This continues the company’s commitment to distributing at least 60% of core earnings as dividends. With a dividend yield of 7.59%, PLDT remains highly attractive for income-focused investors. The payout reflects both stable core profits and a longstanding policy of rewarding shareholders even amidst market volatility.

What is the forecast for PLDT stock in 2025, 2026, and 2027?

Based on recent prices, the projected end-of-year values for PLDT stock are approximately ₱1,661 for 2025, ₱1,917 for 2026, and ₱2,556 for 2027. These estimates reflect a positive long-term growth scenario that aligns with robust industry trends, strong fundamentals such as a low P/E ratio, and PLDT’s ongoing efforts in fiber broadband and digital banking expansion.

Should I sell my PLDT shares?

Holding onto PLDT shares may be appropriate, especially as the stock trades at a compelling valuation and offers a significant dividend yield. The company demonstrates resilience through its wide-reaching telecom network, diversified business model, and strong historical performance. Continued investment in fiber, digital services, and a focus on core profitability suggest mid- to long-term growth potential for patient investors.

How are PLDT stock dividends and capital gains taxed for investors in the Philippines?

In the Philippines, cash dividends from PLDT shares are generally subject to a 10% final withholding tax for individuals. Capital gains from selling PLDT shares traded on the PSE are not taxed, but a stock transaction tax of 0.6% applies to the selling price. These rates are standard, and PLDT shares are eligible for these taxation rules just like other PSE-listed securities.

P. Laurore
P. Laurore
Finance expert
HelloSafe
Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.

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