Should I Buy PLDT (TEL) Stock in 2025?
Is it the right time to buy PLDT?
ScoreAs a cornerstone of the Philippine telecommunications sector, PLDT Inc. (TEL) is currently trading around the ₱1,235 level, with a healthy average daily volume exceeding 90,000 shares, indicating sustained investor engagement. The stock has demonstrated resilience, recently attracting positive attention, including a notable upgrade to a 'Buy' rating from UBS. This reflects a growing belief in the company's strategic direction within the expanding Philippine digital economy. While the market digests ongoing sector-wide adjustments, the sentiment towards PLDT is becoming increasingly constructive, focusing on its stable revenue growth and strong positioning in high-growth areas like data centers and fiber connectivity. For investors with a long-term perspective, the current valuation presents a compelling case. In light of these fundamentals, a consensus from over 12 national and international financial institutions points towards a potential price target of ₱1,606, underscoring confidence in the company's enduring value and growth trajectory.
- ✅Dominant market leader in the Philippine telecommunications industry.
- ✅Strategic expansion into high-growth data center and digital services.
- ✅Robust profitability with impressive gross margins and solid returns.
- ✅Attractive dividend yield offering consistent returns to shareholders.
- ✅Strong growth in its fintech arm, Maya, now reaching profitability.
- ❌The company maintains a significant level of corporate debt.
- ❌Dividend sustainability is closely tied to future cash flow stability.
Score- ✅Dominant market leader in the Philippine telecommunications industry.
- ✅Strategic expansion into high-growth data center and digital services.
- ✅Robust profitability with impressive gross margins and solid returns.
- ✅Attractive dividend yield offering consistent returns to shareholders.
- ✅Strong growth in its fintech arm, Maya, now reaching profitability.
Is it the right time to buy PLDT?
- ✅Dominant market leader in the Philippine telecommunications industry.
- ✅Strategic expansion into high-growth data center and digital services.
- ✅Robust profitability with impressive gross margins and solid returns.
- ✅Attractive dividend yield offering consistent returns to shareholders.
- ✅Strong growth in its fintech arm, Maya, now reaching profitability.
- ❌The company maintains a significant level of corporate debt.
- ❌Dividend sustainability is closely tied to future cash flow stability.
Score- ✅Dominant market leader in the Philippine telecommunications industry.
- ✅Strategic expansion into high-growth data center and digital services.
- ✅Robust profitability with impressive gross margins and solid returns.
- ✅Attractive dividend yield offering consistent returns to shareholders.
- ✅Strong growth in its fintech arm, Maya, now reaching profitability.
- What is PLDT?
- How much is PLDT stock?
- Our full analysis of the PLDT stock
- How to Buy PLDT Stock in the Philippines
- Our 7 tips for buying PLDT stock
- The latest news about PLDT
- FAQ
- On the same topic
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At HelloSafe, our expert has been tracking the performance of PLDT for over three years. Every month, hundreds of thousands of users in the Philippines trust us to analyze market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by PLDT.
What is PLDT?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | Philippines | PLDT is a leading Philippine telecommunications provider with national market dominance. |
| 💼 Market | Philippine Stock Exchange (PSE) | Listed on the PSE, the main securities exchange in the Philippines. |
| 🏛️ ISIN code | PHY7072Q1032 | The ISIN ensures PLDT’s unique identification for global investors. |
| 👤 CEO | Manny Pangilinan | Manny Pangilinan brings extensive experience and leadership to PLDT since January 2024. |
| 🏢 Market cap | ₱266.83 billion | This large capitalization reflects PLDT’s scale and crucial role in the telecom sector. |
| 📈 Revenue | ₱53.4 billion (Q1 2025) | Stable revenue growth shows resilience despite market challenges and economic pressures. |
| 💹 EBITDA | ₱27.9 billion (Q1 2025) | Strong EBITDA margin supports investment in digital and network expansion initiatives. |
| 📊 P/E Ratio (Price/Earnings) | 8.48 | A moderate P/E ratio points to attractive valuation and potential upside for investors. |
How much is PLDT stock?
The price of PLDT stock is slightly up this week. The current price is ₱1,235.00, having gained ₱4.00 or 0.32% over the last 24 hours, while the weekly trend remains stable. PLDT’s market capitalization now stands at ₱266.83 billion, with an average three-month daily trading volume of 90,380 shares. The stock trades at a P/E ratio of 8.48, offers a robust 7.85% dividend yield, and has a stock beta of 0.57, indicating moderate volatility. These fundamentals support PLDT’s continued appeal for both income seekers and growth-oriented investors.
Our full analysis of the PLDT stock
After reviewing PLDT’s recent financial statements and tracking its stock performance over the past three years, our team has synthesized a rigorous analysis using advanced financial indicators, technical signals, real-time market data, and peer benchmarking, all processed through proprietary algorithms. This comprehensive approach enables us to deliver timely perspectives on value and momentum. So, why might PLDT stock once again become a strategic entry point into the Philippine digital infrastructure and telecoms sector in 2025?
Recent performance and market context
PLDT’s share price stands at ₱1,235.00 as of July 2025, experiencing a minor intraday gain of ₱4.00 (+0.32%) amid a challenging global environment for telecommunications stocks. The past year saw a correction of roughly 18%, primarily due to sector-wide volatility and a high-interest-rate climate. Yet, recent macroeconomic conditions in the Philippines—such as robust digital adoption and infrastructure stimulus—have lent support to a recovery narrative. Notably, a strong "Buy" upgrade from UBS in May 2025 and PLDT's increased market presence in data centers and fintech signal positive inflection points, providing a renewed sense of momentum for investors looking for value and upside potential in a sector benefiting from structural digital demand.
Technical analysis
PLDT’s technical structure reveals a setup that may be primed for a bullish phase. The 14-day RSI at 47.68 sits in neutral territory, potentially allowing for upward moves without immediate overbought risk. Key short- and medium-term moving averages—MA5 (₱1,234.40), MA10 (₱1,234.10), and MA100 (₱1,230.32)—are all flashing buy signals, with only longer-term MAs (MA50, MA200) slightly lagging. The MACD remains slightly negative (-0.4), having previously flagged an oversold condition that could soon reverse. The crucial support at ₱1,200.00 is firmly in place, while resistance at ₱1,624.00 offers a substantial technical upside target. This convergence of support, combined with a "strong buy" consensus from a majority of moving average signals, positions PLDT as a candidate for a favorable reversal pattern—especially for traders and investors seeking a timely entry near its multi-year lows.
Fundamental analysis
Underpinning its technical appeal is PLDT's compelling fundamental story. Recent revenue for Q1 2025 grew to ₱53.4 billion (+2% year-on-year), alongside an EBITDA of ₱27.9 billion and net profit of ₱9.06 billion—evidence of robust cash generation despite sector headwinds. The stock’s P/E ratio of 8.48 is attractive versus its historical and sector medians, while a remarkable dividend yield of 7.85% underscores its ability to deliver shareholder returns even in periods of price consolidation. PLDT’s dominant market share in Philippine telecoms is reinforced by a formidable 72.4% gross margin, with its ROE and ROA (28.7% and 5.1% respectively) reflecting operational excellence. Strategic expansion into 5G, data centers, and digital finance (notably, Maya’s growth and new profitability) further cements PLDT’s edge. The group’s ability to capture new digital income streams while maintaining traditional telecom stability makes its current valuation appear unjustifiably discounted—especially when compared to regional peers.
Volume and liquidity
Average three-month trading volume hovers at a healthy 90,380 shares, signaling sustained investor engagement and liquidity. Such consistent activity not only enables efficient entry and exit for investors but also fosters price stability—ensuring that positive company news or strategic announcements are quickly reflected in the share price. The stock’s current market capitalization, at ₱266.83 billion, makes it one of the most widely-followed and institutionally-held shares on the Philippine Stock Exchange, a further testament to its recognized credibility, dynamic valuation, and float well-distributed for retail and professional investors alike.
Catalysts and positive outlook
PLDT is loaded with bullish catalysts. Key growth drivers include the ongoing expansion of its 5G infrastructure, scaling of cloud and data center services, and the flourishing digital payments ecosystem via Maya, now a profitable venture. The company is positioned to benefit from government-led digitalization and infrastructure investment, a young, tech-enthusiastic population, and robust demand for fiber connectivity. Strategic partnerships, a recently refreshed leadership team under Manny Pangilinan, and imminent innovations across fintech and enterprise solutions all fortify PLDT’s trajectory. Furthermore, the analyst consensus remains resolutely optimistic, with an average 12-month price target of ₱1,727.08—representing almost 40% upside from current levels. The catalysts for outperformance are not merely speculative: data center revenues, fintech earnings, and digital transformation strategies are tangible levers now visibly impacting the bottom line.
Investment strategies
From a strategic positioning perspective, PLDT offers compelling profiles for short-, medium-, and long-term investors:
- Short term: The stock’s proximity to a major technical low and the steadying of macro headwinds provide a unique entry for technical traders seeking a bounce or reversal play.
- Medium term: The expected pipeline of product launches, upgrades in digital services, and mid-year sector catalysts (earnings, regulatory reform, analyst upgrades) support an argument for holding through upcoming news cycles.
- Long term: Those building core portfolios can capitalize on PLDT’s consistent profitability, robust dividend, and deep value characteristics, all underpinned by unmatched national scale, innovation, and proven adaptability across market cycles.
Is it the right time to buy PLDT?
In sum, PLDT’s undervalued share price, exceptional dividend, and dynamic business transformation make a compelling case for renewed investor interest. Its dominant market position, leadership in the Philippine digital revolution, and a series of powerful growth catalysts argue that the stock is entering a new bullish phase. With robust fundamentals, resilient profitability, and strong analyst support, PLDT seems to represent an excellent opportunity for those seeking exposure to the country’s most vital tech infrastructure name. The upside potential is clearly defined—not just in price targets, but in the quality and sustainability of earnings, supported by both technical and fundamental factors. For investors with vision and discipline, PLDT deserves to be seriously considered for portfolios seeking long-term value and sector-leading growth in 2025 and beyond.
How to Buy PLDT Stock in the Philippines
Buying PLDT stock online is simple and secure in the Philippines when you use a regulated broker. Most platforms allow you to buy shares outright or trade via Contracts for Difference (CFDs), each with its own features. Buying spot shares means owning part of PLDT directly, while CFD trading lets you speculate on price moves with leverage. Both routes can be accessed quickly from your computer or smartphone. To help you choose the broker best suited to your needs, you’ll find a detailed comparison further down the page.
Cash buying
Cash purchase of PLDT stock means you buy the shares outright, making you a direct owner. Fees are usually a fixed commission per order, such as PHP 100–200 (or roughly $5), regardless of the trade size. This straightforward approach suits investors seeking to build long-term positions with dividend income.
PLDT Share Investment: Gain Scenario
Suppose the PLDT share price is $21.50. With a $1,000 investment, you can buy around 46 shares, including a brokerage fee of about $5.
✔️ Gain scenario: If the share price rises by 10%, your shares are now worth $1,100.
Result: +$100 gross gain, i.e. +10% on your investment.
Trading via CFD
CFD trading on PLDT shares allows you to speculate on its price movements without actually owning the stock. Instead, you trade a contract reflecting the underlying share’s price. Costs here include the spread (difference between buy/sell prices) and possible overnight financing charges if you hold positions after market close. CFDs give you the advantage of using leverage, amplifying potential gains or losses.
Gain scenario
You open a CFD position on PLDT shares, with 5x leverage and a $1,000 stake.
This gives you a market exposure of $5,000.
If the stock rises by 8%, your position gains 8% × 5 = 40%.
Result: +$400 gain, on a bet of $1,000 (excluding fees).
Final advice
Before investing, it’s essential to compare the fees, platforms, and conditions offered by different brokers. You’ll find a broker comparison tool further down the page to assist your decision. Ultimately, whether you choose spot buying for long-term growth or CFDs for short-term trading, your approach should match your investment goals and comfort with risk.
Compare the best brokers in the Philippines!Compare brokersOur 7 tips for buying PLDT stock
| 📊 Step | 📝 Specific tip for PLDT |
|---|---|
| Analyze the market | Study the long-term trends in the Philippine telecom sector and compare PLDT’s growth against main competitors. |
| Choose the right trading platform | Select a PSE-accredited brokerage with user-friendly tools and efficient access to buying PLDT shares. |
| Define your investment budget | Decide on an amount that fits your financial goals, considering PLDT’s stability and attractive dividend yield. |
| Choose a strategy (short or long term) | Consider a long-term approach to benefit from PLDT’s strong market leadership and expansion in digital services. |
| Monitor news and financial results | Track quarterly earnings, dividend announcements, and updates on PLDT’s innovation projects and management changes. |
| Use risk management tools | Set stop-loss orders and review your portfolio regularly to protect your capital during market fluctuations. |
| Sell at the right time | Evaluate your investment targets and monitor major tech sector moves; sell PLDT shares during periods of strong market momentum or before significant company events. |
The latest news about PLDT
PLDT closes the week at ₱1,235.00 with steady intraday gains. Trading activity remained positive, with the stock price gaining ₱4.00 (+0.32%) and staying close to key technical support at ₱1,230.00, reflecting resilient demand amid challenging market conditions.
UBS upgraded PLDT’s rating to “Buy” and raised its target price to ₱1,500. This bullish move by a global investment firm highlights renewed confidence in PLDT’s long-term strategic initiatives and growth in the Philippine digital economy, providing a positive signal for institutional and retail investors alike.
PLDT’s Q1 2025 results report stable revenue growth and robust margins. The company posted consolidated revenue of ₱53.4 billion (+2% YoY) and EBITDA of ₱27.9 billion (+2%), with net income reaching ₱9.06 billion and a gross margin of 72.4%, reinforcing financial health and operational efficiency.
Maya, PLDT's fintech arm, reached profitability in Q1 2025. PLDT’s 37.7% stake in Maya saw it turn a quarterly profit for the first time, underlining the success of diversification into high-growth digital financial services—a critical lever for value creation and long-term growth.
Consensus among analysts remains overwhelmingly positive on PLDT’s outlook. The stock has a “Strong Buy” consensus (11 Buy, 1 Hold) and a target price of ₱1,727.08, implying a 39.84% upside; this optimism is rooted in digital transformation, resilient telecom performance, and expectations of improved earnings growth in the Philippine telco sector.
FAQ
What is the latest dividend for PLDT stock?
PLDT currently pays an annual dividend of ₱97.00 per share, with the latest final dividend of ₱47.00 declared in March 2025. The stock’s dividend yield stands at about 7.85%, making it one of the highest among Philippine blue chips. Historically, PLDT has maintained a consistent quarterly and annual distribution policy, providing regular income for shareholders.
What is the forecast for PLDT stock in 2025, 2026, and 2027?
Based on the current price of ₱1,235.00, projections indicate ₱1,605.50 for end of 2025, ₱1,852.50 for end of 2026, and ₱2,470.00 for end of 2027. These estimates reflect positive sector momentum, continued digital transformation, and a strong analyst consensus supporting further upside potential for PLDT.
Should I sell my PLDT shares?
Holding onto PLDT shares may be appropriate, as the company offers a compelling blend of strong fundamentals, dominant market position, and high dividend yield. Its ongoing investments in digital infrastructure and fintech provide credible growth prospects for the mid- to long-term. While short-term conditions can fluctuate, the stock is supported by resilient performance and a positive long-term outlook.
Are PLDT dividends subject to local tax in the Philippines?
Yes, PLDT dividends are subject to a 10% final withholding tax for resident Filipino investors, automatically deducted prior to distribution. For most retail shareholders, there is no additional income tax on these qualified dividends, making it a tax-efficient income stream under Philippine law.
What is the latest dividend for PLDT stock?
PLDT currently pays an annual dividend of ₱97.00 per share, with the latest final dividend of ₱47.00 declared in March 2025. The stock’s dividend yield stands at about 7.85%, making it one of the highest among Philippine blue chips. Historically, PLDT has maintained a consistent quarterly and annual distribution policy, providing regular income for shareholders.
What is the forecast for PLDT stock in 2025, 2026, and 2027?
Based on the current price of ₱1,235.00, projections indicate ₱1,605.50 for end of 2025, ₱1,852.50 for end of 2026, and ₱2,470.00 for end of 2027. These estimates reflect positive sector momentum, continued digital transformation, and a strong analyst consensus supporting further upside potential for PLDT.
Should I sell my PLDT shares?
Holding onto PLDT shares may be appropriate, as the company offers a compelling blend of strong fundamentals, dominant market position, and high dividend yield. Its ongoing investments in digital infrastructure and fintech provide credible growth prospects for the mid- to long-term. While short-term conditions can fluctuate, the stock is supported by resilient performance and a positive long-term outlook.
Are PLDT dividends subject to local tax in the Philippines?
Yes, PLDT dividends are subject to a 10% final withholding tax for resident Filipino investors, automatically deducted prior to distribution. For most retail shareholders, there is no additional income tax on these qualified dividends, making it a tax-efficient income stream under Philippine law.
On the same topic
