Is Ayala (AC) Stock a Good Buy in 2025?

Why trust HelloSafe ?

At HelloSafe, our expert has been tracking Ayala's performance for over three years. Every month, hundreds of thousands of users in the Philippines trust us to analyze market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by Ayala.

What is Ayala?

How much is Ayala stock?

The price of Ayala stock is rising this week. As of today, Ayala trades at ₱595.00, up ₱0.50 (+0.08%) over the last 24 hours and showing a weekly gain of 0.85%. The company’s market capitalization stands at ₱371.3 billion, with a three-month average daily volume of 285,320 shares. Ayala’s P/E Ratio is 9.29, its dividend yield is 1.41%, and the stock beta is 0.59, signaling lower volatility than the broader market. With strong analyst consensus for further upward potential, Ayala offers an attractive growth and value opportunity.

Our full analysis of the Ayala stock

Following a thorough evaluation of Ayala’s latest financial disclosures and its stock performance over the past three years, our proprietary algorithms have synthesized a broad spectrum of insights—integrating financial metrics, technical signals, market sentiment, and competitive positioning. This comprehensive approach enables us to pinpoint both structural strengths and fresh catalysts. So, why might Ayala stock once again become a strategic entry point into the Philippine conglomerate sector in 2025?

Recent performance and market context

Ayala’s share price is firmly positioned at ₱595.00 as of July 2025, with steady week-on-week appreciation (+0.85%) and a positive 1-year return (+4.49%), reflecting resilience amid shifting sector dynamics. The company’s market capitalization stands at ₱371.3 billion, a testament to enduring investor confidence in its diversified platform. Notably, recent positive events—such as the declaration of cash dividends and the successful divestment of a 40% stake in AC Logistics to A.P. Møller Capital—have further fortified its balance sheet and opened new avenues for capital redeployment. The Philippine economy, benefiting from robust domestic demand and regulatory reforms targeting digital finance and renewables, continues to serve as a favorable macro backdrop. As the nation’s oldest conglomerate, Ayala is well-placed to ride this new wave of expansion.

Technical analysis

From a technical perspective, Ayala’s signals point to growing bullish momentum. The stock trades close to the lower half of its 52-week range (₱540.50 to ₱740.00), yet recent price action signals a potential medium-term reversal. The 14-day RSI reads a healthy 60.97, suggesting a constructive trend with room for further upside before becoming overbought. Moving averages cluster below the current price, producing a composite “Strong Buy” consensus from technical models. Support rests solidly at ₱540.50, with definitive upward targets at ₱740.00. These dynamics, underscored by a stable and improving technical structure, bolster the case for tactical positions ahead of a sustained rally.

Fundamental analysis

Fundamentally, Ayala remains a powerhouse in the Philippine corporate landscape. Q1 2025 revenues grew robustly to ₱92.98 billion (+6.5% YoY), anchored by broad-based gains across property, digital finance, and logistics. Despite a temporary 4% dip in net income (₱12.6 billion), stemming from softer telecom and energy results, the conglomerate continues to generate healthy cash flows and maintain solid profitability (EPS: ₱20.20). Ayala trades at an attractive 9.29x P/E, considerably below regional conglomerate averages, with a forward yield of 1.41%. Its core strengths include:

• Unrivaled diversification across property (Ayala Land), banking (BPI), telco (Globe), renewables (ACEN), and logistics;
• Industry-leading innovation, notably through GCash, the country’s top digital wallet, and integrated mixed-use communities;
• Sustained investment in emerging sectors, supporting future growth and operational agility.

This compelling blend of value and forward momentum justifies renewed investor attention—especially as Ayala accelerates strategic pivots in high-growth segments.

Volume and liquidity

Ayala’s average daily trading volume (285,320 shares) and a public float of 51.43% support dynamic market participation and efficient price discovery. Such liquidity not only instills confidence among institutional and retail participants alike, but also ensures the stock remains a bellwether for capital rotation and local market sentiment. The wide float and credible trading range empower investors to initiate or scale positions without liquidity constraints.

Catalysts and positive outlook

• Revenue and earnings growth are projected by analysts to accelerate over 21% per annum, propelled by core businesses and new investments.
• GCash’s continued expansion stands as a dominant force in digital banking/payment—one of the region’s fastest-growing technology verticals.
• Strategic investments in integrated mixed-use real estate and rising exposure to renewables via ACEN consistently reinforce long-term secular growth.
• The strategic sale of partial stakes in logistics creates fresh opportunities to unlock value and fund next-generation initiatives.
• The Philippine government’s push for digitalization, infrastructure modernization, and “green” finance policy reforms is structurally supportive for Ayala’s leadership across multiple industries.
• Resilience is enhanced by broad sector exposure, geographic diversity, and industry partnerships, which insulate the group from cyclical swings in individual segments.
• Incremental upside may emanate from further capital returns (dividends), value-unlocking asset sales, and ambitious new ventures both locally and regionally.

Investment strategies

• Short-term: Tactical entries near the ₱540–₱595 support range offer favorable risk/reward, with potential for quick upside as sentiment improves or ahead of upcoming earnings disclosures and corporate actions.
• Medium-term: Investors targeting sector rotation or seeking dividend yield may consider accumulating on market dips, particularly as the company channels proceeds from asset sales into tech-forward and green assets.
• Long-term: For those prioritizing compound growth and defensive exposure, Ayala’s multi-decade diversification, family stewardship, and transformation into next-generation sectors (especially fintech and renewables) provide durable advantages and sustained upside potential.

Ideal positioning is likely found near current price levels or on any retest of technical support, with an eye to upcoming business updates or sectoral inflection points.

Is it the right time to buy Ayala?

All combined, Ayala stands as a paragon of Philippine corporate resilience, innovativeness, and strategic vision. The stock’s compelling valuation, wide sectoral footprint, and strong brand legacy, reinforced by robust technical signals and optimistic analyst consensus (₱783.88 average target, or nearly 32% projected upside), suggest that the fundamentals justify renewed interest at today’s levels. For investors seeking both stability and multidimensional growth in one of Southeast Asia’s most dynamic markets, Ayala seems to represent an excellent opportunity to gain diversified exposure and participate in the next wave of technological and structural evolution.

Looking forward, Ayala’s capacity to unlock value through digital leadership, sustainable investments, and relentless innovation positions it uniquely for both near- and long-term appreciation—making it a standout candidate for portfolio inclusion by discerning investors seeking upside in 2025 and beyond.

How to buy Ayala stock in the Philippines?

Buying Ayala stock online is both simple and secure when you use a regulated broker, ensuring your transactions are protected by Philippine financial authorities. You can choose between two easy methods: spot buying (direct purchase of shares) or trading CFDs (Contracts for Difference) for more flexibility and leverage. Both options are widely available on modern online platforms. To find the best fit for your needs, check the broker comparison we’ve included further down the page.

Spot buying

A cash purchase means you buy Ayala shares directly on the Philippine Stock Exchange and become a genuine shareholder, eligible for dividends. Most brokers in the Philippines charge a fixed commission per transaction, often around ₱100–₱200 (roughly $5) per order, making costs easy to anticipate.

Gain scenario

If the Ayala share price is $10.40 (₱595.00), you can buy around 96 shares with a $1,000 stake, including a brokerage fee of around $5.

If the share price rises by 10%, your shares are now worth $1,100.

Result: +$100 gross gain, i.e. +10% on your investment.

Trading via CFD

Trading Ayala shares through CFDs lets you speculate on price changes without actually owning the stock. This method allows you to use leverage, meaning you can control a larger position with a smaller amount. With CFDs, fees include the spread (the difference between buy and sell prices) and, if you keep your position open overnight, a small financing charge.

CFD Gain Scenario with Leverage

You open a CFD position on Ayala shares, with 5x leverage. This gives you a market exposure of $5,000.

✔️ Gain scenario: If the stock rises by 8%, your position gains 8% × 5 = 40%.

Result: +$400 gain, on a bet of $1,000 (excluding fees).

Final advice

Before making any investment, it’s wise to compare brokers’ fees, trading platforms, and available features to ensure you get the best value and support. Whether you prefer the stability of long-term ownership or the flexibility of leveraged trading, the choice should match your investment goals and comfort with risk. For more details, refer to the broker comparison further down the page to help you make an informed decision.

Our 7 tips for buying Ayala stock

The latest news about Ayala

Ayala stock closed at ₱595.00, up 0.08% intraday and 0.85% over the week. This sustained positive movement reflects robust market confidence, with the current price close to multi-month highs and analyst consensus targeting a significant upside potential of nearly 32%.

A new cash dividend was declared in June, reinforcing the group’s commitment to shareholder returns. The annualized dividend yield now stands at 1.41% (₱8.37 per share), adding defensive appeal for investors seeking steady income in the Philippine equity market.

Ayala’s Q1 2025 revenues grew by 6.5% to ₱92.98 billion, exceeding the previous year’s results. Despite a 4% dip in net income due to temporary weakness in the telecom and energy segments, topline growth demonstrates resilience and underlying demand in Ayala’s core sectors.

Technical indicators signal “Strong Buy” status for Ayala, with the RSI at 60.97 and bullish moving averages. The stock trades comfortably above key 20-, 50-, and 200-day moving averages, supported by 8 out of 8 analyst buy calls, underlining the current favorable momentum.

Ayala continues to strengthen position in fintech and renewables, highlighted by the retention of its GCash stake and ACEN investments. Recent strategic decisions, including the confirmed hold on GCash and new partnerships in clean energy, underscore Ayala’s role as a leading innovator in the Philippine business landscape.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.