Should I buy GT Capital stock in 2025?

What is GT Capital?

How much is GT Capital stock?

The price of GT Capital stock is rising this week. As of today, the stock trades at PHP 563.00 with a 24-hour increase of 0.36% (PHP +2.00) and a weekly gain from last Monday’s close. GT Capital’s market capitalization stands at PHP 121.21 billion, and its average three-month trading volume remains robust. The stock is valued attractively with a P/E ratio of 3.98, offers a dividend yield of 1.43%, and has a beta close to the market. Given its low valuation and recent gains, GT Capital remains an interesting choice for Philippine investors seeking potential growth with managed volatility.

Our full analysis on GT Capital stock

Having thoroughly reviewed GT Capital Holdings, Inc. (GTCAP)’s latest financial results alongside its stock performance over the past three years, our analysis integrates quantitative financial indicators, advanced technical signals, multi-source market data, and a rigorous peer comparison—all filtered through our proprietary research algorithms. This broad-based approach yields a rich, multidimensional perspective on the company’s long-term value and short-term potential. So, why might GT Capital once again represent a compelling strategic entry point into the Philippines’ high-growth conglomerate sector in 2025?

Recent Performance and Market Context

GT Capital has demonstrated admirable resilience amid a volatile macroeconomic landscape. Despite a -14.44% year-to-date move and an 8.01% decline over the past twelve months, the stock is currently priced at PHP 563.00 per share, sitting above its key medium-term support levels and reflecting a constructive recovery from this year’s lows. Notably, these figures emerge against a backdrop of robust quarterly execution: Q1 2025 core net income surged by 27% year-on-year to PHP 8.70 billion, with consolidated net income climbing 29% to PHP 9.14 billion.

The group’s principal subsidiaries—ranging from Metrobank, which posted a notable PHP 12.3 billion in net earnings on stable loan growth and margin expansion, to Toyota Motor Philippines, which achieved a spectacular 57.1% increase in net income—confirm that operational excellence and synergies remain at the heart of GT Capital’s strategy. Additionally, property arm Federal Land’s 49% reservation sales increase and the persistent strength of the insurance and infrastructure divisions bolster confidence in the company’s multi-sector foundation.

On the macro front, the Philippines continues to benefit from resilient domestic demand, a demographic dividend, and significant infrastructure build-out—a context in which GT Capital’s diversified exposure seems particularly advantageous. As the nation’s economy pivots toward higher value-added industries and consumer discretionary spend accelerates post-pandemic, blue-chip conglomerates like GT Capital are poised to capture incremental growth across financial, industrial, and property markets.

Technical Analysis

A review of the technical landscape reveals encouraging momentum. GT Capital’s price action currently sits well above its 20-, 50-, and 100-day simple moving averages (SMAs) at PHP 519.70, PHP 504.50, and PHP 531.20 respectively, signaling a clearly bullish posture in the short- to medium term. The Relative Strength Index (RSI) of 65.31 signals robust accumulation but does not yet indicate technically unsustainable levels—offering additional headroom for upside moves absent near-term exhaustion.

Momentum is further confirmed by a positive MACD (12,26) of 16.5, historically a reliable sign of intermediate-term upward trends. With notable support levels clustered at PHP 520, PHP 500, and PHP 460, and initial resistance at PHP 580 before more significant supply emerges around PHP 600 and PHP 650, GT Capital appears to offer an attractive risk/reward profile—particularly for investors seeking entry on technical pullbacks or breakouts above these thresholds.

A minor caution is warranted given that the current price remains modestly below the 200-day SMA of PHP 599.70; however, a decisive close above this level could catalyze renewed optimism among institutional and retail investors attuned to long-term trend confirmations. In essence, the technical structure favors the emergence of a new bullish phase if market breadth continues to improve.

Fundamental Analysis

On fundamentals, GT Capital stands out as a stalwart of financial strength and operational breadth in the Philippine market. Full trailing twelve-month revenues reached PHP 336.87 billion, supported by double-digit earnings growth across all core business segments in Q1 2025. The company’s consolidated core net income outperformance demonstrates not only its ability to withstand economic fluctuations but also its capacity to pivot and scale effectively amid evolving market conditions.

Valuation metrics underscore a compelling investment thesis. At a current price-to-earnings (P/E) ratio of only 3.98, the stock trades at a marked discount to both its historical averages and regional conglomerate peers—suggesting that investors are being presented with outsized value relative to underlying earnings power. The price-to-book (P/B) ratio of 0.42 signals similar undervaluation; with book value per share at PHP 1,250.03, investors gain diversified exposure at less than half the company’s tangible asset base.

Moreover, GT Capital’s portfolio structure—anchored by industry-leading franchises such as Metrobank and Toyota Philippines—delivers superior competitive advantages through scale, brand equity, and distribution reach. The group’s stewardship by seasoned management, together with its disciplined capital allocation, adds further conviction to the multi-year growth story.

Volume and Liquidity

Market confidence in GT Capital remains well-supported by ample trading volumes. The liquidity profile, fostered by an active institutional and high-net-worth investor base, enables dynamic valuation discovery and facilitates efficient entry and exit strategies for a variety of participants. The relatively moderate share float ensures that positive catalysts can be rapidly priced in, while downside moves are often supported by solid long-term holders.

High trading liquidity not only affirms the market’s ongoing interest, but also enhances GT Capital’s appeal as a vehicle for both tactical opportunities and core portfolio holdings.

Catalysts and Positive Outlook

Several forward-looking drivers reinforce the positive case for GT Capital in 2025 and beyond:

• Innovation and Sector Expansion: The group’s ongoing investments in digital banking, property technologies, and automotive electrification position it to capture emerging industry trends. Metrobank’s digital transformation and Toyota Philippines’ investments in hybrid and electric vehicle platforms are particularly noteworthy.
• Infrastructure and Urbanization: The continued rollout of government infrastructure initiatives supports long-term demand for GT Capital’s property, banking, and infrastructure subsidiaries.
• ESG Momentum: Heightened focus on sustainable business practices and green financing opens new growth avenues, especially as capital markets increasingly reward ESG-compliant companies.
• Potential Corporate Actions: Ongoing strategic reviews, mergers, and expansion—such as increased footprints in commercial property and potential acquisitions in financial technology—offer optionality for value creation.
• Macro Tailwinds: A revitalized Philippine consumer sector, improved overseas remittance flows, and favorable demographics set the stage for multiyear expansion across all GT Capital business verticals.

These factors, aligned with the group’s demonstrated ability to drive margin expansion and revenue growth, foster an optimistic medium- and long-term trajectory for earnings and shareholder value.

Investment Strategies

The convergence of technical and fundamental strengths creates multiple attractive entry points for diverse investor profiles:

• Short-term positioning: For traders, buys initiated on a pullback to support zones around PHP 520 or on momentum breakouts above the PHP 580–600 resistance region benefit from clear technical validation and upside potential.
• Medium-term strategies: Investors seeking exposure to impending catalysts—such as Q2 2025 earnings, corporate actions, or major project launches—may find today’s levels appealing, given the demonstrable momentum and improving macroeconomic context.
• Long-term allocations: For those constructing core positions, GT Capital’s discounted valuation (P/E of 3.98, P/B of 0.42) and diversified business model provide a powerful combination of growth, resilience, and value. Semi-annual dividends, with a recent 60% growth year-over-year, add a supplementary stream of income and highlight confidence in the sustainability of future returns.

The technical setup, anchored by solid support and growing volume, implies that building positions at or near current levels—especially ahead of potential breakthroughs above key resistance—may yield favorable risk-reward profiles.

Is It the Right Time to Buy GT Capital?

Summarizing the evidence, GT Capital emerges as an exceptionally well-placed Philippine conglomerate trading at multi-year valuation lows despite consistently strong financial results, sector-leading businesses, and favorable macro tailwinds. The combination of double-digit earnings growth, robust operational diversification, discounted multiples, and emergent technical momentum all point toward a new and potentially significant bullish phase.

With a portfolio spanning high-growth consumer finance, resilient property development, and innovation-driven automotive operations, GT Capital’s outlook is underpinned by structural advantages that seem likely to drive above-market returns as the Philippine economy reaccelerates. The stock now sits at an inflection point—presenting what appears to be an excellent opportunity for investors to seriously consider adding exposure in anticipation of further value realization.

In light of these indicators, GT Capital stands out as an attractive and timely candidate for investors seeking a balanced combination of growth and stability in the Philippine equity market as 2025 unfolds. As macro catalysts and sector leadership converge, the company is well-positioned not only to weather remaining uncertainties, but also to deliver sustainable performance in the years ahead.

For those prepared to act on robust evidence and long-term conviction, GT Capital today seems to represent a rare blend of value, momentum, and strategic optionality—poised to reward those who enter at this dynamic juncture.

How to buy GT Capital stock in the Philippines?

Buying shares of GT Capital Holdings (GTCAP) online is both straightforward and secure when you use a regulated broker in the Philippines. The two most popular ways to invest are by purchasing the shares directly (“spot buying”) or by trading Contracts for Difference (CFDs), which allow you to speculate on price movements with leverage. Each method offers unique advantages depending on your objectives and experience level. To help you choose the best platform for your needs, you’ll find a helpful broker comparison further down this page.

Spot Buying (Cash Purchase)

A cash purchase means you buy real GT Capital shares through a licensed broker, becoming a shareholder eligible for dividends and voting rights. In the Philippines, this is typically done via online brokers linked to the Philippine Stock Exchange (PSE), and the interface is easy to use, even for beginners. Most retail brokers charge a fixed commission per order, ranging from PHP 20 to PHP 100, plus a small percentage of your transaction amount (usually around 0.25%).

Concrete Example

If GT Capital shares trade at PHP 563 each, with an approximate exchange rate of PHP 56 to USD 1, a $1,000 (about PHP 56,000) investment—after a PHP 300 total estimated fee—would allow you to buy around 99 shares:

• $1,000 = PHP 56,000
• Shares purchased: 56,000 / 563 ≈ 99 shares (including fees)

✔️ Gain scenario:
If the price rises by 10%, your holding is worth $1,100. That’s a $100 gross gain (+10%) on your initial investment (before tax and fees).

Trading via CFD

CFD (Contract for Difference) trading lets you speculate on GT Capital’s price movements without owning actual shares. This is available through international brokers and is suited to more active investors. Instead of commissions, you pay a “spread” (the difference between buying and selling price), and a daily “overnight financing” fee if you hold leveraged positions.

Example with Leverage

Suppose you deposit $1,000 and use 5x leverage. This means your market exposure becomes $5,000.

• If GT Capital’s stock rises by 8%, your position gains 8% × 5 = 40%
• That’s a $400 gain on your $1,000 margin (excluding spread and overnight fees)

CFDs magnify gains, but also losses, so risk management is crucial.

Final Advice

Before you invest, it’s wise to compare the fees, features, and regulatory protections offered by different brokers—these details can make a significant difference to your returns, especially over time. Whether you choose to purchase real shares or trade CFDs depends on your investment goals, risk tolerance, and preferred strategy. An up-to-date broker comparison is available further down this page to help you make an informed choice. Investing in GT Capital can be a rewarding way to participate in the growth of key Philippine industries, especially when using tools and platforms that suit your needs and protect your interests.

Our 7 tips for buying GT Capital stock

The latest news about GT Capital

GT Capital Holdings reported a robust 27% year-on-year increase in Q1 2025 core net income. Driven by exceptional earnings growth from Metrobank, Toyota Motor Philippines, Federal Land, Metro Pacific Investments Corp, and AXA Philippines, consolidated net income for the period reached PHP 9.14 billion, up 29% year-on-year. All core subsidiaries displayed strong momentum: Metrobank reported PHP 12.3 billion net earnings as loan growth and fee income outpaced cost increases, while Toyota Motor Philippines posted a 57.1% surge in net profits on record retail sales. This comprehensive strength across banking, automotive, property, infrastructure, and insurance underscores the group’s resilience amid challenging macroeconomic conditions, offering confidence for stakeholders in the company’s Philippine footprint.

Technical signals for GTCAP remain positive in the near term, with the stock trending above short-term moving averages. The current price of PHP 563.00 not only sits comfortably above the 20-, 50-, and 100-day simple moving averages, but also coincides with a bullish MACD reading and a neutral-to-slightly-overbought RSI of 65.31. These indicators point to upward momentum, supported by recent daily gains and short-term investor optimism. While the share price fares below its 200-day moving average—a marker for some longer-term caution—recent technical patterns could fuel further rallies if resistance levels at PHP 580 and PHP 600 are challenged in the coming sessions.

Dividend growth remains highly constructive, with annual payout surging 60% year-on-year to PHP 8.00 per share. GT Capital’s semi-annual dividend now yields 1.43%—a notable improvement reflecting the group’s expanding earnings base and increased commitment to shareholder returns. The most recent ex-dividend date on March 31, 2025, reinforces the regularity and visibility of cash returns for investors, making the stock more attractive for income-seeking funds and local investors prioritising growing payout streams from large Philippine conglomerates.

Valuation metrics continue to highlight value, as GTCAP trades at a P/E ratio of 3.98 and a price-to-book of just 0.42. These figures suggest the market is assigning conservative multiples to the company despite its strong earnings and asset base, creating a potentially attractive entry point for value-oriented investors. Compared to regional peers and sector averages, the prevailing discount strengthens the case that GT Capital remains materially undervalued relative to its fundamentals, especially as core sector performance remains robust and the management team pursues prudent growth strategies.

GT Capital’s ongoing sector leadership—particularly in Philippine banking and automotive—solidifies its position among the country’s most influential conglomerates. Metrobank continues to deliver best-in-class performance in the sector, while Toyota Motor Philippines has retained its dominant share of the domestic automotive market, with sales volumes and profitability outpacing competitors. Federal Land’s 49% growth in reservation sales and AXA’s double-digit premium expansion further demonstrate the strength of GT Capital’s diversified business model, ensuring that local investors can access long-term growth across critical segments of the Philippine economy.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.