Should You Buy Monero in 2025?

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At HelloSafe, our expert has been closely monitoring the Monero cryptocurrency for over three years. Every month, hundreds of thousands of users in the Philippines trust us to break down market trends and identify the best investment opportunities. Our analyses are provided for informational purposes only and do not constitute investment advice. In line with our ethical standards, HelloSafe has never purchased Monero nor received any compensation from entities associated with its ecosystem.

Monero in brief

How much does one Monero cost?

The price of Monero is up this week. As of today, Monero (XMR) is trading at around ₱18,230–₱18,420, with a 24-hour gain of about +1.6% and a weekly move ranging from -5% to +0.4%. Its market capitalization stands at approximately ₱347.5–₱349 billion, ranking it #23–29 among all cryptocurrencies, with over 18.45 million XMR in circulation and a market dominance of about 0.38%. The three-month average daily trading volume hovers between ₱4.2 and ₱5.4 billion. As the crypto landscape in the Philippines evolves, Monero’s privacy features and notable volatility may offer both risk and opportunity for interested investors.

Our complete review of the cryptocurrency Monero

Have recent market dynamics revealed new upside potential for Monero? Over the past three years, our team has rigorously analyzed Monero's price trajectory and ecosystem evolution, drawing on an array of sources—including real-time on-chain indicators, advanced technical signals, detailed market data, and a thorough assessment of the privacy coin landscape—helped by our proprietary quant models. So, why might 2025 offer Monero a renewed role as a strategic entry point in the privacy-focused digital asset sector?

Performance Review and Market Environment

Recent Price Evolution

Monero (XMR) is currently trading in the $325–$329 USD range, establishing itself as the unchallenged leader among privacy-centric cryptocurrencies by market capitalization. Despite a demanding macro backdrop and increased regulatory attention, Monero has rebounded impressively from its multi-month lows, rising more than 150% in Q2 2025 and firmly outpacing not only its privacy coin peers but also outperforming Bitcoin and a broad array of top-100 digital assets. This display of relative strength is a testament to Monero’s resilience and ability to reassert market leadership when privacy demand intensifies.

On a one-year horizon, XMR remains approximately 40% below its historical high, but successive higher lows and repeated surges in daily volume—over $90 million on peak days—underscore a return of investor confidence. The asset’s robust recovery, especially amid global macro uncertainty and sector-specific volatility, signals a market actively repricing Monero’s core value proposition.

Recent Positive Catalysts

• Tari Integration: The introduction of Tari, a new L1 blockchain by core Monero developers, is deepening the broader ecosystem and opening up new protocol avenues.
• Sustained Privacy Upgrades: Ongoing R&D has yielded enhancements to the underlying privacy features, reinforcing Monero’s positioning against both legacy privacy coins and new entrants.
• Mining Activity Surge: Significant growth in unique miners thanks to the RandomX upgrade ensures a more decentralized and secure network, further attracting community and institutional support.
• Exchange Relisting Speculation: Market anticipation around potential relistings on major crypto venues has served as a near-term tailwind.

These factors, in conjunction with rising global concerns over surveillance, are boosting Monero’s institutional and retail profile at a pivotal moment for privacy technology.

Favorable Sector Backdrop

The macro environment for privacy coins is evolving rapidly. On one hand, regulatory scrutiny is intensifying (notably with the EU considering privacy coin bans by 2027), but on the other, demand for confidential, censorship-resistant transfers is surging in regions with capital controls or rising surveillance. Notably, the U.S. regulatory environment appears to be moving toward more nuanced frameworks, with the SEC’s dedicated Crypto Task Force expected to bring greater clarity and potentially unlocking new segments of institutional demand.

Technical Analysis

Key Crypto Indicators

Insights from a confluence of technical signals reinforce Monero’s emerging momentum:

• RSI (14-day): At 46.75, Monero’s RSI denotes a neutral but strengthening position—leaving ample room for upward trajectory before encountering overbought conditions.
• MACD: Currently reveals a short-term bearish crossover. However, when set within the broad multi-month trend and considering volatility compression, this may indicate that a local bottom is in place, potentially leading to a fresh wave of accumulation if price confirms above key averages.

Support/Resistance Dynamics

• Primary Support: $317 USD—multiple bounces from this level since early Q2 2025 show pronounced buyer interest. Historically, this zone has provided a strong base for upward moves.
• Major Resistance: The $380–$390 range is the must-break ceiling for any attempt to reclaim previous cycle highs. Should XMR consolidate above this range, secondary resistance at $471 becomes the next logical upside magnet, as projected by several algorithms tracking volume-weighted price trajectories.
• Momentum and Structure: Recent price action reflects a pronounced recovery from the $250–$300 corridor. The recalibration of moving averages, combined with breakout patterns on intermediate timeframes, points to growing bullish inertia, suggesting a constructive setup both for short- and medium-term participants.

Fundamental Analysis

Adoption and Ecosystem Expansion

• User Growth: Monero’s wallet downloads and active addresses have exhibited consistent year-on-year expansion, bolstered by its strong positioning in markets requiring high confidentiality.
• Partnerships and Integrations: Tari’s rollout has added a programmable privacy layer, making Monero infrastructure more appealing to application developers and DeFi/NFT innovators seeking privacy.
• Ecosystem Metrics: Monero is home to an increasingly engaged developer community and a vibrant open-source network. Its unbroken longevity and continued upgrade tempo position it as a unique outlier among privacy coins.

Valuation and Market Strength

• Relative Value: With a market capitalization of ~$6 billion USD, XMR offers an attractive risk/reward profile compared to more widely hyped—yet thematically less differentiated—Layer-1 alternatives. Its tail emission supply model, while sometimes contentious, ensures miners’ continued interest, avoiding spikes in inflation or security risks that have hampered other projects.
• Liquidity: With $70–90+ million in daily volume and active trading pairs on major global exchanges, XMR remains one of the most liquid privacy coins. This high level of transactional throughput reflects deep market engagement.
• Dominance: Monero regularly ranks in the top 30 global crypto assets, signifying entrenched dominance within its sector.
• Structural Advantages:
• Technology: RandomX mining, superior anonymity protocols (RingCT, stealth addresses)
• Community: Passionate, decentralized and highly security-conscious base
• Market Differentiation: Unmatched fungibility and censorship resistance

Catalysts and Positive Outlook

• Ongoing Protocol Upgrades: Scheduled enhancements and ongoing code audits continue to attract developer talent and foster ecosystem trust.
• Layer Integrations: Tari’s launch signals Monero’s ecosystem maturity and capacity to serve as the foundational privacy layer for novel DeFi and asset protocols.
• Regulatory Developments: Should U.S. or Asian jurisdictions clarify a favorable stance on privacy coins, XMR would stand to benefit disproportionately.
• Adoption Use Cases: Expansion into privacy-protecting financial instruments and broader real-world payments is underway, laying the groundwork for exponential reach.

Volume and Liquidity

• Volume: Sustained trading volumes—over $90 million daily during surges—demonstrate robust investor interest and confirm Monero’s status as a market fixture.
• Market Resilience: Such metrics, combined with the asset’s ability to stay listed on regulated exchanges despite sector-wide delistings, reinforce its perceived reliability and entrenchment within both speculative and transactive crypto communities.

Investment Strategies by Time Horizon

Short-Term (Days to Weeks)

• Scenario: Tactical entry near support, targeting quick moves toward resistance ($380–$390).
• Justification: Recent technical reversals and order book depth near current pricing offer asymmetric risk/reward potential, especially if combined with news-driven volatility (e.g., exchange relisting announcements).

Medium-Term (1–12 Months)

• Scenario: Positioning ahead of anticipated protocol upgrades or major regulatory developments.
• Justification: The historical pattern of outperformance following ecosystem improvements and regulatory clarity supports a medium-term accumulation thesis. With bullish catalysts such as Tari integration and new privacy features, holding through upgrades could align with outsize returns.

Long-Term (1–5 Years+)

• Scenario: Multi-year conviction hold based on structural growth of the privacy sector and Monero's enduring market leadership.
• Justification: Monero’s unique combination of technological innovation, supply predictability, and passionate user base create durable value. As public awareness of digital privacy expands, XMR could see demand rise significantly, regardless of short-term regulatory flux.

Optimal Positioning

In all cases, entries during moderate technical pullbacks or ahead of protocol milestones appear well-founded according to our risk-adjusted models.

Monero Price Predictions (2025–2030)

Is Now the Right Time to Consider Monero?

Key Strengths Recap

• Market-defining privacy proposition, unmatched by competitors
• Proven price resilience, recently confirmed with a 150% rally and consistent leadership among privacy coins
• Active developer pipeline: Tari integration, ongoing protocol upgrades, relentless innovation
• Strong community support, robust mining ecosystem (RandomX), and proven liquidity even during sector-wide deleveraging phases
• Attractive risk-adjusted valuation versus growth potential, with limited downside given established sector dominance
• Favorable medium- and long-term sector outlook spurred by increasing privacy adoption and improving regulatory dialogue in key markets

Optimistic Projection and Encouragement to Consider

Given its solid technical recovery, deepening ecosystem, and consistent demonstration of product-market fit, Monero appears to represent an excellent opportunity for investors focused on privacy, decentralization, and long-term upside. The foundational strengths and clear positive momentum support a renewed interest, with current market conditions justifying an analytically grounded look at Monero. While all crypto assets warrant careful risk management, Monero is uniquely positioned to capitalize on the rising global demand for confidential, censorship-resistant financial tools.

Monero remains a high-volatility digital asset offering prime avenues for dynamic investment—its latest accelerations and ecosystem expansions underline its capacity for powerful price action, but evolving macro forces highlight the ongoing need for selective, well-timed entry. With immediate support near $317 and a pivotal resistance zone at $380–$390, forthcoming protocol milestones (notably in Q2–Q3 2025) could serve as significant catalysts. For those optimizing portfolio diversification around privacy, the current configuration strongly justifies a fresh look at Monero’s multi-year growth trajectory.

How to buy Monero?

It’s easy and secure to buy Monero (XMR) online in the Philippines using a regulated crypto platform. For most investors, there are two main ways to get exposure to Monero: (1) direct spot purchase, where you actually own the coins, and (2) trading Contracts for Difference (CFDs), where you speculate on the price movements without holding Monero yourself. Both methods offer unique advantages for different investor profiles. You’ll find a detailed platform comparison lower on this page to help you choose the best fit for your needs.

Spot Purchase of Monero

Buying Monero “on the spot” means you purchase real XMR coins and hold them in your own private wallet. This approach gives you true ownership of the cryptocurrency and full control over your assets. On most PH-friendly platforms, spot trading usually involves a small flat commission per transaction—often around PHP 250 (about $4–5 USD), depending on the provider and payment method.

Important Example

Example: Let’s say the current price of Monero is $327 PHP 18,366 (1 USD = ~PHP 56.2), and you want to invest PHP 56,200 (approx. $1,000). After a PHP 250 fee, you could purchase nearly 3.05 XMR coins.

✔️ Profit Scenario:
If Monero’s price rises by 10%, your holdings are now worth PHP 61,820 (up from PHP 56,200). That’s a gain of PHP 5,620, or +10% on your initial investment.

Trading Monero with CFDs

CFDs (Contracts for Difference) allow you to trade the price movements of Monero without actually owning any coins. With CFDs, you can take advantage of leverage—so you can control a larger position with less capital. Typical fees include the “spread” (the difference between buy/sell prices) plus a daily financing charge if you hold your position overnight.

Important Example

Example: You invest PHP 56,200 (about $1,000) with 5x leverage, giving you exposure to PHP 281,000 ($5,000) worth of XMR.

✔️ Profit Scenario:
If Monero’s price goes up by 8%, the value of your CFD position increases by 8% × 5 (leverage) = +40%. Your gain is PHP 22,480, on an initial PHP 56,200 investment—though you’ll need to subtract any spreads and overnight fees.

Final Advice

Before buying or trading Monero, make sure to closely compare the fees, security, and features of each available platform. The method you choose should align with your experience, risk profile, and financial goals. For a detailed breakdown of regulated crypto platforms suited to investors in the Philippines, refer to the comparison tool further down the page.

Our 7 tips for buying Monero

The latest news from Monero

Monero posted a robust 150% surge in Q2 2025, significantly outpacing most top cryptocurrencies. This strong performance, evidenced by a current range between $325 and $329, reflects a marked rebound from previous lows, confirming Monero’s renewed leadership among privacy coins in global rankings. Daily trading volumes remained substantial at $72.7–93.8 million USD, while bullish sentiment and increased market interest have helped XMR outperform Bitcoin and other major assets in recent weeks. The move has been attributed to revived interest in privacy-focused transactions worldwide, a trend particularly relevant in regions like Southeast Asia—including the Philippines—where concerns over data privacy and financial anonymity are rising.

Monero development teams continue to deliver technical upgrades, highlighted by the recent launch of the Tari layer-1 protocol. The Tari integration represents a strategic step forward, promising enhanced digital asset functionalities, improved privacy features, and potential for new applications on top of the Monero ecosystem. These ongoing advancements contribute to Monero’s technical resilience and competitive edge, and are drawing constructive attention from both developers and users in Asia-Pacific crypto communities. The technological innovation is seen as strengthening the appeal of Monero for privacy-conscious users, a category increasingly represented in the PH digital economy.

Mining activity on the Monero network is at its highest level in months, supporting robust network security and decentralization. The RandomX mining algorithm, optimized for CPUs, allows Filipino users with modest hardware resources to participate in mining, democratizing access to rewards and further securing the blockchain. This uptick in mining contributes to the stability of transaction processing and incentivizes greater community engagement—a positive signal for regions such as the Philippines, where grassroots crypto adoption is often tied to accessible mining opportunities and lower participation thresholds.

Market analysts remain bullish, with a target price for XMR projected at $425 (+30%), and potential highs up to $608 by year’s end. The consensus view reflects both Monero’s fundamental market position as the leading privacy coin and analysts’ confidence in continued demand growth amid increasing global digital surveillance. In the Philippines, this outlook is buoyed by the relatively open local regulatory regime for cryptocurrencies, which—unlike the pending bans in some other regions—continues to accommodate privacy coins, allowing exchanges and individuals to transact with fewer legal obstacles.

Monero’s local relevance is reinforced by Southeast Asia’s proactive crypto stance and digital privacy concerns, with the Philippine market showing steady demand. As of this week, no regulatory restriction specific to privacy coins like Monero has been announced by the Bangko Sentral ng Pilipinas, and the asset remains available on several Philippine-facing exchanges. This regulatory clarity, matched by public interest in privacy tools, has enabled Monero to retain and grow its user base in the country—a constructive development as global debates continue over privacy and financial autonomy.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.