My review of the Revolut Trading platform (April 2025)

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Revolut Trading is the investment arm of the well-known neobank Revolut, which provides access to stocks, ETFs, and cryptocurrencies from a mobile account. The platform, rated 4.5/5 on Trustpilot based on over 195,000 reviews, appeals to a wide audience with its streamlined interface and very competitive fees, especially on US stocks.

I've spent the last six months thoroughly testing Revolut Trading, comparing its fees, features, asset range, and the ease of use of its mobile application, against other popular platforms available in the Philippines.

In summary, I was trying to answer questions like: can Revolut be trusted for investing? Is the experience suitable for beginners? Does Revolut offer a real alternative to traditional brokers? What are the hidden fees to watch out for? Is it a solution for building a diversified portfolio at a lower cost?

So, I meticulously examined everything: the account opening process, management and trading fees, available financial instruments, functionalities, the platform's simplicity (desktop and mobile), trading tools, and more. Below is my in-depth analysis of the Revolut Trading broker (compared to other platforms I tested).

What to think about Revolut Trading?

My overall opinion on Revolut Trading

After several weeks of testing, Revolut Trading left me with an overall positive impression, especially as a practical extension of an already very popular banking application. What struck me was the ease of access to the stock market, with the possibility of buying fractional shares from ₱1 and executing up to three orders per month without any commission, which is perfect for starting to invest without breaking the bank on fees.

The asset offering focuses on US stocks (more than 2,000 shares), around thirty ETFs, and over 100 cryptocurrencies. It's not the most comprehensive broker in terms of diversity, but it largely covers the needs of a beginner or occasional investor. No CFDs, no leverage, no commodities or Forex, but that's consistent with Revolut Trading's "general public" positioning.

On the platform side, everything happens via the Revolut mobile application. The ergonomics are flawless, everything is smooth, and the integration with the Revolut bank account makes fund transfers almost instantaneous. However, the lack of a desktop platform or advanced analysis tools is a limitation if you want to do active or technical trading.

Regarding fees, Revolut Trading is well-positioned: Standard users are entitled to three free orders per month, then pay ₱1 per order. Premium or Metal subscribers benefit from more free orders and better exchange rates. However, currency conversion fees for non-subscribers can quickly eat into profits if you invest in dollar-denominated stocks.

Finally, security is well-established. Revolut Trading is regulated by the relevant authority in the Philippines, client funds are segregated, and all data is encrypted. Revolut's history in the banking sector also reinforces the platform's credibility in terms of trust and reliability.

Which trader profiles is Revolut Trading suitable for?

=> For beginner investors, who want to take their first steps in the stock market without encountering a complicated interface. The purchase of fractional shares, direct integration with the Revolut account and the absence of commission on the first orders are clear advantages to start smoothly, with a small capital.

=> For regular users of the Revolut application, who want to centralize their money and investments in a single interface. The experience is optimized for those who already use Revolut as their primary bank: everything is smooth, fast, and synchronized between the current account and the trading space.

=> For savers who want to be exposed to US stocks or cryptos in a simple way. The asset offering is targeted, but broad enough to build a diversified portfolio with controlled fees, especially if you stay within the monthly commission-free trading limits.

On the other hand, Revolut Trading will be much less suitable for experienced traders or those who enjoy technical analysis. The lack of a web platform, advanced charts, technical indicators, demo account, or leverage greatly limits the possibilities for active trading. It is not a solution for scalpers, nor for those looking to automate or backtest complex strategies.

Revolut Trading in a few seconds is:

My opinion on the security and reliability of the broker Revolut Trading

Revolut Trading relies on a solid regulatory framework, and even though the platform does not yet offer the full range of tools of specialized brokers, it inspires confidence for Filipino investors, thanks to the reputation of the neobank Revolut and its British regulation. The fact that the assets are kept with a third-party custodian also reinforces the overall security of the system.

Revolut Trading is perfectly suited for Filipino users who want to invest simply and safely, without getting into risky or leveraged products. It's a minimalist but reliable approach, well-regulated, and integrated into a banking application already widely used.

My review of the fees, spreads and commissions applied to Revolut Trading

What I immediately appreciated about Revolut Trading was the simplicity and transparency of its pricing structure. There is no leverage, no CFDs or complex products, so the fee structure is very easy to understand. I used the Standard account, then tested the Premium version, and in both cases the fees are clear: up to three free orders per month on Standard, and up to ten for Premium.

Beyond these limits, Revolut charges ₱60 per order, which remains very reasonable. Spreads on cryptos are integrated, and management fees are non-existent. The only point to watch out for is the conversion fees for users who do not have a paid subscription: between 0.5% and 1% depending on the case. For an investor who aims for a long-term approach to stocks or cryptos, this remains very competitive.

Let's now look in detail at the broker's fee schedule.

What are the account fees?

Revolut Trading stands out due to the almost complete absence of account fees, making it a very attractive platform for small portfolios or beginner investors. The fees are fixed, easy to anticipate, and no inactivity fees apply, which is a real relief when you don’t want to trade every week.

The minimum deposit is only ₱1, which allows anyone to start investing in fractional shares without financial pressure. This is one of the lowest entry tickets on the market, much more accessible than traditional brokers.

Trader Tip

If you are using a Standard account, convert your Euros to dollars within Revolut, just before investing: this allows you to better control your exchange fees, especially during the week. For regular use, upgrading to the Premium or Metal subscription can quickly become profitable just on conversions.

What are the fees on stocks and ETFs?

Revolut Trading allows direct investment in US stocks (over 2,000 shares) and about thirty ETFs. These are not CFDs: the securities are actually held, making it a good solution for long-term investment. The pricing structure is simple, with ultra-low fees, especially for small portfolios. However, the ETFs available are still limited compared to a player like Trade Republic or Boursorama.

What are the fees on cryptocurrencies?

Based on my tests, the fees on cryptos at Revolut are slightly above average, especially with a Standard account. This remains acceptable for a general banking platform, but less competitive than specialized exchanges like Binance or Kraken.

Revolut does not offer staking or crypto transfers to an external wallet, which limits the possibilities for more advanced users. That said, for occasional purchases and simple medium-term storage, the interface remains very effective.

My opinion on the assets & markets available on Revolut Trading

Revolut Trading's offering remains focused on the most accessible assets: US stocks, popular ETFs, and cryptocurrencies. This is well-suited for beginner or passive investment use, but will not be suitable for traders seeking broad exposure to different markets.

I appreciate the quality of crypto integration in the application, as well as the possibility of buying fractional shares from ₱1, which opens up investment to all budgets. On the other hand, the absence of Forex, indices, commodities, or bonds severely limits diversification for more experienced profiles. It is clearly a solution oriented to the general public, simple and mobile-first.

My Opinion on the Platform

As a trader, I found the experience on the Revolut platform to be both very smooth and perfectly suited for mobile use. The interface is simple, clean, and accessible even for a user who has never invested before. However, the features remain deliberately limited: no advanced technical charts, no analysis modules, and no compatibility with software like MetaTrader or TradingView.

For someone looking to place a few orders per month or build a passive portfolio in US stocks and cryptos, it's more than enough. But as soon as you want to do technical monitoring or test strategies, the platform quickly shows its limitations.

Trader Tip

Use the Revolut banking app to convert your Philippine pesos to dollars in a dedicated currency account before investing. This avoids exchange fees when buying US stocks, especially if you are on a Standard account without a Premium subscription.

Customer Reviews: What Users Think of Revolut Trading

Revolut enjoys an excellent reputation on Trustpilot with an average rating of 4.5/5 out of 195,118 reviews. This score, based on very varied feedback, reflects the massive popularity of the Revolut application as a whole, including the Trading section, which is attractive for its simplicity and ease of access.

Among the most frequently cited positive points are the speed of transactions, the clarity of the mobile interface, the ease of registration, and the accessibility of investments from ₱1. Many praise the responsiveness of the Premium customer service and the transparency of fees. The integration into the Revolut environment is also highly appreciated.

The frequently mentioned negative points concern the limitation of functionalities for more experienced investors, the absence of crypto withdrawals to an external wallet, exchange fees considered high for Standard accounts, and occasional delays in transfers or document validation. Some users also report difficulties in understanding how the Trading section works.

Examples of customer reviews:

• C.D. (January 10, 2024) : "I love being able to invest a few Philippine pesos in stocks like Apple or Tesla without paying any fees. Clear interface, perfect for getting started."
• M.P. (February 27, 2024) : "Very good app, but it's a shame that you can't transfer your cryptos to an external wallet. It limits the use a bit."
• D.G. (March 15, 2024) : "I contacted support for a question about the Trading account. Quick and efficient response via the Premium chat. No complaints."

Account Opening, Deposits, and Withdrawals on Revolut Trading

Account Opening

Opening a trading account with Revolut is extremely fast and fluid, provided you already have an active Revolut bank account. As a Revolut user, I was able to activate the Trading section in less than two minutes, directly from the mobile application. There is no friction, no documents to send manually, everything is done automatically thanks to the profile already verified on the banking side.

Here are the steps to follow:

• Open a Revolut bank account (if not already done)
• Access the "Trading" tab in the mobile application
• Accept the terms of use of the investment service
• Answer a short questionnaire about your investment experience
• Start buying stocks, ETFs or cryptocurrencies from ₱1.

Good to know

No external deposit is needed to start: The Trading account is directly linked to your main Revolut balance. You can transfer funds with a simple screen swipe, free of charge.

Revolut Trading Deposits and Withdrawals

The deposit and withdrawal system at Revolut Trading is unique: there is no external transfer as with a traditional broker. All fund movements go through your main Revolut balance, which greatly simplifies management. The transfer is instantaneous, free of charge, and you retain perfect visibility over your money. This is a real plus, especially for those who want to react quickly to market movements.

Trader Tip

Consider manually converting your currency (e.g., EUR to PHP) in the "Accounts" tab before buying US stocks. This helps avoid automatic exchange fees (up to 1% in a Standard account) and better control your costs.

Account Types Available on Revolut Trading

Revolut Trading does not offer multiple account types like traditional brokers. Here, everything is integrated into the Revolut banking application, with simple activation and no technical configuration required. The service is mainly aimed at retail investors in "buy & hold" mode or beginners who want to buy stocks, ETFs or cryptocurrencies without delving into the complexities of the derivatives markets.

Note

The "securities account" offered by Revolut Trading only allows investment in real stocks and ETFs via the partner platform DriveWealth, without leverage. It is not a PEA account or a French-taxed securities account, but it still allows you to buy fractions of shares and easily track your performance from the application.

Conclusion: Should you invest with Revolut Trading in the Philippines?

After several months of testing, I can say that Revolut Trading is a solution perfectly suited to novice investors, or those who want to invest occasionally without delving into complex interfaces or opaque pricing schedules. The seamless integration with the Revolut bank account is a real asset on a daily basis, and the possibility of buying fractional shares from ₱1 makes investment accessible to all budgets.

What I particularly appreciated was the transparency of fees, the simplicity of the mobile experience, and the speed of internal transfers, which allow you to take action in seconds. We may regret the lack of advanced tools for more technical profiles, as well as the impossibility of CFD or leveraged trading.

But for clear, secure, and passive investment use, Revolut Trading is an excellent gateway into the world of the stock market.

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.